Find out which are the 8 best payroll loans of 2021

O loan it is a credit option for those who are in a tight spot, want to make a dream come true or even resolve a pending issue. And in the case of retirees and pensioners of the National Social Security Institute (INSS) and civil servants, the payroll loan modality has reduced interest rates.

Therefore, the payroll loan is a type of credit that allows installments to be automatically discounted from the INSS benefit or payroll (paycheck). As there is a guarantee of payment, interest rates are lower, in addition to the other advantages offered.

The target public of payroll loans are retirees and INSS pensioners; military personnel of the Armed Forces; public servants at the municipal, state and federal levels; and workers with a formal contract, whose company has an agreement with a bank.

Best payroll loans 2021

Among the various financial institutions that offer the loan modality, check out the list of 8 best payroll-deductible loans in 2021:

1 – Caixa Econômica Federal

At the state-owned company, INSS retirees and pensioners have the service with interest rates starting at 1.45% per month. Also, those who have a consignable margin can hire the Caixa Simples credit card.

2 – Banco do Brasil

The BB payroll loan releases the money in just a few minutes in the bank account. In addition, the service has a 180-day grace period.

3 – Banco Bradesco

In the case of Banco Bradesco payroll loans, the average interest rate is 1.62% per month. The line has a grace period of 90 days and up to eight years to settle the debt.

4 – Santander Olé Consigned

With competitive advantages in the financial market, the Santander Olé Consignado credit line is made 100% digitally and without consulting SPC and Serasa.

5 – Agibank

The Agibank loan can be contracted in a simplified way, and it is still possible to request additional credit when applying for a credit card.

6 – Bench BMG

In addition to reduced interest rates and extended payment terms, BMG payroll loans are released quickly.

7 – Banco Inter

The credit line at Inter can be requested by account holders or not, offering equal conditions. Interest rates start at 1.30% per month and have fixed rates and are unchanged.

8 – PAN bench

The loan at Banco PAN offers exclusive conditions, with average rates of 1.75% per month and digital contracting.

Also read: Caixa will release credit of up to R $ 1,000 by cell phone; Find out how to get it