The fintech credit card is sought by many Brazilian citizens due to the initial limit made available, which is usually R $ 1,000, very different from other digital banks that offer only a R $ 50 limit for new customers.
The bank’s intention is to offer greater convenience to the customer, through a product that is easy both when hiring and when paying. In addition, there are still no details on interest rates or other conditions of the new service.
“We are trying to create a type of personal credit associated with the card. So it is as if the customer bought the loan and paid in installments on the card. Probably between April and May we can launch more of this product ”, he explained.
Black Banco Inter card with no investment release
The director of Inter bank, Wagner Ferreira was asked what to do to receive a Black card from Inter.
The card offers several advantages to the customer. Currently, this tool is only released with the fulfillment of certain criteria, such as: how much the applicant spends monthly on the card bill and if he is an investor of the bank. If so, the amount the person invests is taken into account.
Wagner also informed that the bank makes the Black card available, even without investment criteria. “If the customer has a monthly expense above a certain amount, even without having an investment, we can give that customer a Black. Because he has adequate financial capacity, and is spending a lot on the card. So, this is a great customer for the bank ”, he explains.
Also, according to the director, Inter makes it possible to receive the Black card with a history of much lower expenses than those required in the market. “Today the market is around R $ 15 thousand to R $ 25 thousand reais of monthly expenses to have a Black. It is also necessary to have investments. On the other hand, we release a Black card with only R $ 7 thousand in monthly expenses, and often without needing an investment ”, he says.
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